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J. Michael Martin
42 Days to the Fiscal Cliff!

On the morning of the election, U.S. stocks sported a year?to?date return of 15%. Seven trading days later that figure had shrunk to 9.7%. What’s going on? 

J. Michael Martin
With Little Faith In Fed, Advisers Plan Accordingly

J. Michael Martin, chief investment officer of Columbia, Md.-based Financial Advantage Wealth Management, which oversees about $305 million, believes the prolonged impact of the Fed's plan to buy mortgage bonds against a background of large federal deficits will be "pronouncedly negative." 

8 Ways to Play a Housing Recovery
8 Ways to Play a Housing Recovery

Curt Gross, FAI’s Director of Research, was quoted in a Fidelity news article on housing stocks. Here is an excerpt from 8 Ways to Play a Housing Recovery

Managing Risk in Your Retirement Portfolio
Managing Risk in Your Retirement Portfolio

Traditional pensions are gradually disappearing from American culture. More and more of us will depend on our own investments to cover some or all of our living expenses during our “golden years.” 

Dennis Suckstorf
Financial Planning for Same-Sex Couples Who Seek to Wed

Denny Suckstorf, Director of Financial Planning for FAI was interviewed for an article in the Baltimore Sun regarding same-sex marriage. Denny commented on impacts a same-sex couple can face when inheriting a retirement account:

"Also, a same-sex spouse who inherits a traditional individual retirement account from a mate will have to start taking distributions from the account — and paying taxes on the money — within a year after the death, says Denny Suckstorf, a Columbia financial planner.

With straight couples, he says, a spouse can inherit an IRA and postpone taking distributions until after age 70."

Please click HERE to read the full article.

The Risk of Safety
The Risk of Safety

Safety has rarely been more expensive—or more dangerous. Curtis Gross, FAI’s Director of Research, is interviewed by the Wall Street Journal.

Lyn Dippel
Family Finance: Early Money Lessons Key for Women

Lyn A. Dippel interviewed by Eileen AJ Connelly for the Associated Press.  "I find that still, especially if they're stay-at-home moms, they're not in the know, or they don't have equal say," said Lyn Dippel, a financial planner with FAI Wealth Management in Columbia, Md.

As a result, by the time daughters become women, they're less likely to be familiar with the language of investing, which alone can intimidate. That's compounded by much of the available information seeming like it's targeted toward men. "If you watch CNBC, it looks like ESPN," said Dippel. "It does not speak to women in the way that women want information."

To read the complete article, please click on the link below.

Lyn Dippel
Financial Planning Needs of Women are Different than Men

Lyn A. Dippel, President and CEO of FAI Wealth Management, authors article for the Women's Journal of Howard County.  "I love my role as a woman in the financial planning field because I see how many women have fear when it comes to money and the huge need for support and guidance in this area," says Ms. Dippel.

To read the complete article, please click on the link below.

 

Lyn Dippel
Don't Leave Your Spouse Cashless

Poor retirement planning can leave a recent widow or widower with no cash at a time they may need it most.

Until the estate is settled -- a process that can take months -- the bereaved spouse or partner won't have access to accounts that were held in one name only, unless the account owner took special care to resolve that problem.

Don't dismiss this as a retirement issue that is limited to very old-fashioned and conservative couples who kept all the family finances in the husband's name, says financial planner Lyn Dippel, principal with FAI Wealth Management in Columbia, Md.

To see this article on Bankrate's website, please Click Here.