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Clouds on the Horizon
Clouds on the Horizon

In post-WWII America, business owners and employees luxuriated in a truly extraordinary economic climate. Many investors developed their investment expectations during the unparalleled stock market beneficence of the 1980’s and 1990’s.

In a Low-Yield World, Money Funds Lose Luster
In a Low-Yield World, Money Funds Lose Luster

Mike Martin, FAI’s Chief Investment Officer, is interviewed by the Wall Street Journal. Poor returns and looming rules spur interest in alternatives. Mr. Martin prefers to use short-term bond funds as a cash alternative over low-yielding money funds.

The Importance of Dividends and Dividend Growth
The Importance of Dividends and Dividend Growth

We have received several inquiries from clients concerning our equities and specifically dividend paying securities driven by concerns over rising tax rates on dividend payments. 

J. Michael Martin
The Smartest Kid in Summer School

Mike Martin, FAI’s Chief Investment Officer, is mentioned in The Smartest Kid in Summer School article that appeared in the January issue of Financial Advisor magazine.

J. Michael Martin
42 Days to the Fiscal Cliff!

On the morning of the election, U.S. stocks sported a year?to?date return of 15%. Seven trading days later that figure had shrunk to 9.7%. What’s going on? 

J. Michael Martin
With Little Faith In Fed, Advisers Plan Accordingly

J. Michael Martin, chief investment officer of Columbia, Md.-based Financial Advantage Wealth Management, which oversees about $305 million, believes the prolonged impact of the Fed's plan to buy mortgage bonds against a background of large federal deficits will be "pronouncedly negative." 

8 Ways to Play a Housing Recovery
8 Ways to Play a Housing Recovery

Curt Gross, FAI’s Director of Research, was quoted in a Fidelity news article on housing stocks. Here is an excerpt from 8 Ways to Play a Housing Recovery

Managing Risk in Your Retirement Portfolio
Managing Risk in Your Retirement Portfolio

Traditional pensions are gradually disappearing from American culture. More and more of us will depend on our own investments to cover some or all of our living expenses during our “golden years.” 

Dennis Suckstorf
Financial Planning for Same-Sex Couples Who Seek to Wed

Denny Suckstorf, Director of Financial Planning for FAI was interviewed for an article in the Baltimore Sun regarding same-sex marriage. Denny commented on impacts a same-sex couple can face when inheriting a retirement account:

"Also, a same-sex spouse who inherits a traditional individual retirement account from a mate will have to start taking distributions from the account — and paying taxes on the money — within a year after the death, says Denny Suckstorf, a Columbia financial planner.

With straight couples, he says, a spouse can inherit an IRA and postpone taking distributions until after age 70."

Please click HERE to read the full article.