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Should You Share Your Financial Situation With Your Children?
Should You Share Your Financial Situation With Your Children?

In a recent study of parents with incomes over $100,000, only 17 percent said they would discuss their income or net worth with their children under the age of 18 – close to 20 percent said they wouldn’t share this information with offspring at all.

FAI Insights Podcast: An Interview with FAI's Chief Invesment Officer Curt Gross
FAI Insights Podcast: An Interview with FAI's Chief Invesment Officer Curt Gross

So I’m the Chief Investment Officer and what that means is that I’m totally responsible for all of FAI’s investment policies and practices. We do several things for clients. We do asset allocation, security selection and portfolio construction.

Mark Stinson
Elegant Simplicity

Ignite Howard County is a high-energy evening where the community comes together to share their passions and inspire.  Mark Stinson, FAI Senior Advisor, was one of 12 people chosen to present at Ignite Howard County #2 on September 11th.  You can view his five minute presentation entitled “Elegant Simplicity” by going to:

https://www.youtube.com/watch?v=gh5BY9rY7Qc

FAI Insights Podcast: An interview with FAI's President and CEO, Lyn Dippel
FAI Insights Podcast: An interview with FAI's President and CEO, Lyn Dippel

An interview with FAI's President and CEO, Lyn Dippel. I’ve been with FAI Wealth Management for about 11 years. Prior to that, I was a partner in a financial advisory firm in Northern Virginia. I came to FAI specifically because I liked their approach and I liked the founder, Mike Martin.

J. Michael Martin
FAI Investment Outlook 4Q 2015

First Nine Months of 2015:    China & Fed Worries Weighed on Stocks. 

The slow-growth economic outlook and gentle fluctuation of stock prices during the first half (when stocks earned 3%, including dividends) was overwhelmed in the third quarter by increased worries about China’s drag on global business. The S&P 500 stock index plunged 10.7% in the last week of August alone!

Steps to Encourage Financial Independence in the Next Generation
Steps to Encourage Financial Independence in the Next Generation

Most clients have legacy plans as part of their long-term financial goals. But quite a few clients also express concerns about enriching their children without preparing them to handle wealth. It’s not that they don’t love their children. But, they fear that a large inheritance could leave immature heirs dependent and unmotivated. They dread the old maxim that “the first generation creates the wealth, the second generation spends it…”

Post Retirement Life: Volunteer Opportunities
Post Retirement Life: Volunteer Opportunities

For many retirees, planning for retirement simply means thinking about the financial aspects. What most people don’t realize is that going from a busy work schedule to nothing on the agenda isn’t always as glamorous as it sounds. Once the to-do list is complete, finding activities to fill your day can be difficult. Not to mention, the change from a social environment to naught can be a difficulty in itself. If you’re used to being around peers, retirement can be quite an adjustment.

Saving for Retirement - It's Not Too Late
Saving for Retirement - It's Not Too Late

Behind on saving for retirement? Anything you can do to get started will generate positive momentum. Though each of these steps may seem small, if you are consistent, these efforts will make a difference in no time at all. Here are the top five priorities when saving for retirement. 

The Bond Conversation
The Bond Conversation

Interest rates rise, bond prices fall. Rates go up, prices go down. A short conversation between father and son about bonds and how they work.

Curtis Gross
Market Correction - August 2015

No doubt that the recent stock market volatility has captured your attention over the past few days.  To help clients process this information, we thought it might be helpful to offer a historical perspective to recent events.  Performance of the equity markets over the past 5 years has clouded investors prospective of how volatile the stock market can be.