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Trusts for Disability and Special Needs Planning
Trusts for Disability and Special Needs Planning

Disability planning is becoming more and more important, especially when dealing with a child with special needs or a disabled adult who cannot manage his or her finances.  The preferred method for handling these situations is with trusts.  There are so many different kinds of trusts today, though, you will need to know what kind of trust works best for your situation.

Travel Secrets Revealed
Travel Secrets Revealed

We all do our best to look for the cheapest and best values when planning a trip. In case you were unable to attend our Travel Workshop, our special guest Genevieve Shaw Brown, ABC and Good Morning America Correspondent, offered some insider tips to be aware of when booking travel.

Curtis Gross
Brexit Memo

Yesterday the UK voted to leave the European Union. This decision was a surprise to the global markets as many investors had believed that the chance of this occurring was very low.  In reality, all of the major polls were suggesting that the decision was actually a 50/50 decision and nearly impossible to call.  Effects on the major global economic participants from UK’s exit from the EU is difficult to predict as we are in uncharted territory. The initial analysis in the short-term suggests a weaker economic environment for both the UK as well as the rest of Europe as trade disruptions influence both demand as well as currencies. 

New Funds and Apps Make Investing in Values that Much Easier
New Funds and Apps Make Investing in Values that Much Easier

With elections coming up, many of us are looking for candidates who will best promote our values. You can also vote with your pocketbook.

As a consumer and investor, you have the power to invest in companies whose actions reflect your values. Collectively, this power can create a tremendous shift in companies mores, resulting in positive change globally.

Perspective on Debt: Behavior Matters
Perspective on Debt: Behavior Matters

The introductory part of this series covered how to determine the most efficient order to pay off loans.  We identified some common reasons why the effective financial cost of a loan may not be accurately captured by its nominal interest rate and how to adjust for them.  This time, we’ll tweak the situation so that we can highlight another important consideration in financial planning: behavior.

Perspective on Debt: Introduction
Perspective on Debt: Introduction

Financial advisors often get questions about how to manage debt.  Does it make sense to pay off a mortgage?  If you have many loans and want to start paying extra, which loan should get paid off first?  Is it better to buy a car with cash or take out a loan?  Is it a good time to refinance?  There’s lots of advice out there about how to answer each of these questions, but what if you’re trying to decide between many different options? 

What Comes After the Hardest Conversation: Resources for Your Aging Parents
What Comes After the Hardest Conversation: Resources for Your Aging Parents

Now that Early Retiree had The Hardest Conversation, with his father, August Retiree.  Early’s “aging and end of life talk” with his father went well and Early felt he understood their wishes.  Now, he wants to make sure he and his parents have a plan when they experience “aging transitions.” Early will forever remember August’s smirk when he said, “aging transitions.” 

The FAI Team
Five Things to Consider Before Retirement

You have been looking forward to this day for years but now that it’s finally drawing near, you’re feeling apprehensive. There are loose ends and preparing for retirement is feeling more like a burden than an approaching vacation.

Mary Thompson
How to Avoid Becoming Financially Squashed in the Sandwhich Generation

One of the greatest stressors in life can happen when you become responsible for caring for an aging parent while still supporting your own children.  The Sandwich Generation is defined by the Pew Research Center as adults who have a living parent age 65 or older and are either raising a child under age 18 or supporting an adult child.  71% of the members of this generation are age 40-59.

The Hidden Value of Wealth Managers
The Hidden Value of Wealth Managers

Choosing a financial advisor to help navigate the maze of financial decisions you need to make over your lifetime can be a daunting task.  Financial advisors have many different designations, titles, and service offerings, which can make finding the right advisor difficult.  A wealth manager can be a great choice.